The IRS is sending Notice CP53E to some taxpayers who had a balance due on their 2025 returns — and it’s causing understandable confusion. The notice asks for bank account information so the IRS can issue a refund via direct deposit.
The notice is also going out to taxpayers who are expecting a refund but didn’t include banking information with their return. Both situations are part of a broader government-wide move to electronic payments under Executive Order 14247.
If you receive this notice, here’s what to do:
Log in to your IRS Individual Online Account and provide your banking details within 30 days of the notice date. If you are expecting a refund and don’t take action, the IRS will mail a paper check about six weeks after the notice date.
One important warning: Fraudulent versions of this notice are circulating. Never provide your banking or personal information through any link in an email or text message.
This document is for informational purposes only and should not be considered tax or financial advice. Be sure to consult with a knowledgeable financial or legal advisor for guidance specific to your unique circumstances.